📈 Compound Interest & SIP Calculator – Growth Charts
💰 Lump sum • Monthly SIP • Inflation • Goal planner • Free
Simple English, no jargon. See how your money grows with beautiful charts. Switch between one-time investment or monthly SIP. Adjust for inflation, plan future goals, and save reports. All data stays in your browser.
👤 Your name (to save reports):
💡 Current profile: MyPlan — your saved plans are stored here.
1. Lump Sum + Inflation Tool
Future value: ₹ --
Total invested: ₹ --
Interest earned: ₹ --
Real value after inflation: ₹ --
Total invested: ₹ --
Interest earned: ₹ --
Real value after inflation: ₹ --
🧠 Easy‑to‑understand tip
👉 Click "Calculate" to see your growth chart.
2. Goal‑Based Planner
Want to reach a future target (like ₹50 lakhs for child education or retirement)? Find out how much you need to invest today (one-time).
💡 You need to invest: ₹ -- today
📈 Your Investment Growth Chart (year by year)
📅 Year‑by‑year breakdown
| Year | Starting balance (₹) | Interest earned (₹) | Ending balance (₹) |
|---|---|---|---|
| Click "Calculate" to see yearly growth | |||
📂 My saved investment reports
No saved reports yet. Calculate and click "Save this plan".
✅ Why this tool is helpful
- Both Lump Sum & SIP – Most calculators do only one. Here you can switch.
- Inflation adjustment – Shows what your future money will actually buy.
- Beautiful growth chart – See the magic of compounding visually.
- Goal planner – Tells you exactly how much to invest today for a future target.
- Save reports – Keep your calculations under any name, no login.
- PDF export & shareable link – Share with family or save for yourself.
📊 Compare with other websites
🏆 Winner: Our tool gives you visual growth, inflation adjustment, goal planning, and private reports – all free and simple.
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❓ Common questions – simple answers
What is compound interest?
It means you earn interest on your original money AND on the interest that piles up. It grows faster over time.
It means you earn interest on your original money AND on the interest that piles up. It grows faster over time.
Lump sum or SIP – which one is better?
If you have a large amount ready, lump sum is good. SIP helps you invest a small amount every month and averages market ups and downs.
If you have a large amount ready, lump sum is good. SIP helps you invest a small amount every month and averages market ups and downs.
How does inflation affect my returns?
If inflation is 6% and your investment returns 10%, your real gain is only 4%. Our calculator shows the value after removing inflation.
If inflation is 6% and your investment returns 10%, your real gain is only 4%. Our calculator shows the value after removing inflation.
Can I use this for FD and mutual funds?
Yes. For FD, use lump sum mode with 6-7.5% returns. For equity mutual funds, use SIP mode with 10-12% returns.
Yes. For FD, use lump sum mode with 6-7.5% returns. For equity mutual funds, use SIP mode with 10-12% returns.
How to save my calculation?
After clicking "Calculate", click "Save this plan". It will be stored under your profile name in your browser. No login needed.
After clicking "Calculate", click "Save this plan". It will be stored under your profile name in your browser. No login needed.
🔗 From our blog digitaltools111.blogspot.com:
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SIP Calculator
FD Calculator
EMI Calculator
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